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Best Betting Sites in Zambia and the Betting Companies in Zambia That Pay in Kwacha After the 5% Levy
The best betting sites in Zambia quote their welcome bonus in kwacha, name MTN MoMo or Airtel Money at the cashier and show the 5% levy that the 2025 levy law adds to every deposit and withdrawal. 1xBet pays up to 300% up to K6,300, Melbet 200% to a K5,200 cap, and BetWinner names both wallets plus Visa and Skrill.
Updated
The withholding tax on winnings ended on 1 January 2026, so a winning slip now pays in full and the charge sits at the cashier instead. The payout tool below shows both ends of that journey.
Best betting sites in Zambia, kwacha bonus by kwacha bonus

The best betting sites in Zambia are ordered below on the kwacha offer, the rollover and the cashier. 1xBet pays 200% on deposits up to K900, rising to 300% from K1,801, with a cap of K6,300 from a K15 deposit; half the bonus clears on 1.40 accumulators and half in games.
Melbet pays 200% up to K5,200 from K26 at 8x on accumulators priced 2.10 or higher.
BetWinner pays 200% up to K4,000 from K20, split half at 5x on accumulators and half at 30x in Win Games, and names MTN Mobile Money, Airtel Money, Visa, Mastercard, Skrill and crypto. Paripesa pays 100% up to K2,800 from K20 at a plain 5x within 30 days.
- Rollover
- 8x on 3+ legs at 2.1
- Time limit
- 30 days
- Apps
- Android & iOS
Bonus terms
- Rollover
- 5x on 3+ legs at 1.4
- Time limit
- 30 days
- Apps
- Android & iOS
Bonus terms
- Apps
- Android & iOS
Bonus terms
- Apps
- Android & iOS
Bonus terms
- Rollover
- 5x on 3+ legs at 1.4; 30x in Win Games
- Time limit
- 30 days
- Wallet
- MTN MoMo
- Apps
- Android & iOS
Bonus terms
- Rollover
- 5x on 3+ legs at 1.4
- Time limit
- 7 days
- Apps
- Mobile site
Bonus terms
- Apps
- Android & iOS
Bonus terms
- Wallet
- Crypto
- Apps
- Mobile site
Bonus terms
- Wallet
- Crypto
- Apps
- Mobile site
Bonus terms
- Wallet
- Crypto
- Apps
- Mobile site
Bonus terms
- Wallet
- Crypto
- Apps
- Mobile site
Bonus terms
- Wallet
- Crypto
- Apps
- Mobile site
Bonus terms
- Wallet
- Crypto
- Apps
- Mobile site
Bonus terms
22Bet leads in Zambia with a casino offer, 100% up to K2,300 plus 110 free flies in Aviator. 888starz spreads up to K10,000 over four deposits, starting at 100% up to K2,500. The list closes with the coin books, which settle in USDT or Bitcoin and print no Zambian paperwork.
| Bookmaker | Match | Local licence | Wallets listed | Apps | Rollover | Time limit | |
|---|---|---|---|---|---|---|---|
| Up to 500% | International | Not listed | Android | See terms | Join | ||
| 200% | International | Not listed | Android & iOS | 8x on 3+ legs at 2.1 | 30 days | Join | |
| 100% | International | Not listed | Android & iOS | 5x on 3+ legs at 1.4 | 30 days | Join | |
| 300% | International | Not listed | Android & iOS | See terms | Join | ||
| 100% | International | Not listed | Android & iOS | See terms | Join | ||
| 200% | International | MTN Mobile Money, Airtel Money, Visa, Mastercard | Android & iOS | 5x on 3+ legs at 1.4; 30x in Win Games | 30 days | Join | |
| 100% | International | Not listed | Web | 5x on 3+ legs at 1.4 | 7 days | Join | |
| 100% | International | Not listed | Android & iOS | See terms | Join | ||
| Up to 360% | International | Not listed | Web | See terms | Join | ||
| Rakeback | International | Not listed | Web | See terms | Join | ||
| 15% | International | Not listed | Web | See terms | Join | ||
| Cash rewards | International | Not listed | Web | See terms | Join | ||
| Cash rewards | International | Not listed | Web | See terms | Join | ||
| Cash rewards | International | Not listed | Web | See terms | Join |
SportyBet jackpot in kwacha, this week's prize and tiers

The SportyBet jackpot carries a top prize of K250,000 at the latest update.
SportyBet Jackpot
- Top prize
- K250,000
- Prizes for
- 12, 11 or 10 correct
- Round
- 1 November 2026
Next fixtures with a model pick
These are the next 8 matches from the Zambia Super League and Europe, priced by 1xBet.
- UEFA Champions League, Tuesday 3 November
- Barcelona v Aston Villa22:00Aston Villa or the draw1.27 on Barcelona returns K58
- Bodo/Glimt v Lille22:00Bodo/Glimt or the draw1.92 on Bodo/Glimt returns K89
- Feyenoord v Inter22:00Inter or the draw1.81 on Inter returns K83
- Zambia Super League, Wednesday 4 November
- Kabwe Warriors v Roan United15:00Kabwe Warriors or the draw
- Konkola Blades v Trident15:00Konkola Blades or the draw
- NAPSA Stars v Power Dynamos15:00Power Dynamos or the draw
- Nkana v Kansanshi Dynamos15:00Nkana to win
- Red Arrows v Nkwazi15:00Red Arrows or the draw
Model picks weigh recent form, goals and head-to-head records. Returns assume K50 on the 1xBet favourite with 5% levy on the deposit; 5% levy on the withdrawal applied. Updated Mon 2 Nov, 02:32 CAT.
Zambian betting sites, one record per brand

Zambian betting sites in this ranking mostly work on licences from abroad; BetWinner is the one that prints a Zambian number, issued by the Ministry of Tourism. Each record sets the kwacha offer beside its rollover, its clock and the licence behind the account.
Money moving in either direction pays the same levy at every one of them, whatever the licence.
1win's welcome money comes in four steps, 100%, 120%, 130% and 150%, with free spins, and leaves the bonus balance only through casino games on its wagering list. An Android app is published; the brand holds no Zambian licence.
Each top-up pays the levy too. Being proportional, it means four deposits cost the same in levy as one deposit of the same total.
Built for slot and crash players, not for football.
- Licence
- Offshore permit
- Deposit routes
- Shown after login
- Apps
- Android
- Products
- Sportsbook, Casino
- Minimum deposit
- K26
- Rollover
- 8x on 3+ legs at 2.1
- Time limit
- 30 days
Melbet pays a 200% kwacha match on a Curaçao licence and asks eight times the bonus on three-leg accumulators, every leg at 2.10 or more, inside 30 days.
The odds floor is the hard part. Apps for Android and iPhone are published.
A large cap for punters who already back long accumulators.
- Licence
- Curaçao Gaming Authority licence, OGL/2024/561/0554
- Deposit routes
- Shown after login
- Apps
- Android & iOS
- Products
- Sportsbook, Casino
- Minimum deposit
- K20
- Rollover
- 5x on 3+ legs at 1.4
- Time limit
- 30 days
Paripesa doubles a first deposit and asks 5x on accumulators of three legs at 1.40 within 30 days, one of the plainest rules on the list. It works without a Zambian licence and ships apps for both phone types.
Easy terms on a foreign permit.
- Licence
- Offshore permit
- Deposit routes
- Shown after login
- Apps
- Android & iOS
- Products
- Sportsbook, Casino
- Promo code
- DATA0
1xBet runs a tiered match: 200% on deposits up to K900, rising to 300% from K1,801, with code DATA0. Half of the bonus clears on 1.40 accumulators and half in its own games, at 5x and 30x on the lower tier and 10x and 35x higher up.
The Zambian mobile page carries its download links.
The biggest kwacha ceiling, with a casino half attached.
- Licence
- Offshore permit
- Deposit routes
- Shown after login
- Apps
- Android & iOS
- Products
- Sportsbook, Casino
22Bet's Zambian welcome is a casino offer: a 100% match on the first deposit plus 110 free flights in Aviator. It is the one welcome package in the country built around the crash game.
Football punters looking for a sports match will not find one here.
The Aviator player's welcome.
- Licence
- Offshore permit
- Deposit routes
- Shown after login
- Apps
- Android & iOS
- Products
- Sportsbook, Casino
- Minimum deposit
- K20
- Rollover
- 5x on 3+ legs at 1.4; 30x in Win Games
- Time limit
- 30 days
BetWinner shows Ministry of Tourism licence CL-001099/7-2026, held by Online HQ Solutions Limited, on its Zambian site. Its 200% match splits in two: half at 5x on 1.40 accumulators, half at 30x in Win Games, within 30 days.
The cashier is the widest on the list, with both big mobile wallets, cards, Skrill and crypto.
The locally licensed choice, with half its bonus for casino play.
- Licence
- Ministry of Tourism (Zambia) licence, CL-001099/7-2026
- Deposit routes
- MTN Mobile MoneyAirtel MoneyVisaMastercardSkrillCrypto
- Apps
- Android & iOS
- Products
- Sportsbook, Casino
- Minimum deposit
- K25
- Rollover
- 5x on 3+ legs at 1.4
- Time limit
- 7 days
- Promo code
- DATA004
888starz builds a four-deposit sports package, each part played 5x on 1.40 accumulators inside 7 days, or swaps it for a casino route of 200% plus 150 free spins. Code DATA004 applies; the licence is from Curaçao.
A weekly-depositor's package.
- Licence
- Curaçao Gaming Authority licence
- Deposit routes
- Shown after login
- Apps
- Mobile site
- Products
- Sportsbook, Casino
Linebet pays 100% up to the kwacha value of €100 under Curaçao licence OGL/2024/565/0553, at 5x on three-leg accumulators of 1.40 within 30 days of registration.
A modest match with light terms.
- Licence
- Curaçao Gaming Authority licence, OGL/2024/565/0553
- Deposit routes
- Shown after login
- Apps
- Android & iOS
- Products
- Sportsbook, Casino
BC.Game matches four deposits at 180%, 340%, 300% and 360% in crypto, with a sportsbook beside its casino.
For coin holders; no kwacha route.
- Licence
- Offshore permit
- Deposit routes
- Shown after login
- Apps
- Mobile site
- Products
- Sportsbook, Casino
Stake returns 3.5% of the house edge on every bet after a welcome code is entered within 24 hours of sign-up, under Curaçao licence OGL/2024/1451/0918.
Rakeback in place of a match.
- Licence
- Curaçao Gaming Authority licence, OGL/2024/1451/0918
- Deposit routes
- Shown after login
- Apps
- Mobile site
- Products
- Sportsbook, Casino
Gamdom boosts its rakeback to 15% for 7 days when a code such as GAM15 goes in under Special Rewards within 6 hours of registering, on an Anjouan licence.
A short crypto boost.
- Licence
- Anjouan Gaming Authority licence
- Deposit routes
- Shown after login
- Apps
- Mobile site
- Products
- Sportsbook, Casino
Cloudbet pays up to US$2,500 in cash rewards across 30 days, with daily and weekly drops credited without wagering and payouts quoted within 24 hours.
Clear crypto rewards, no local licence.
- Licence
- Curaçao Gaming Authority licence
- Deposit routes
- Shown after login
- Apps
- Mobile site
- Products
- Sportsbook, Casino
- Payout time
- Within 24 hours
BetFury's three-deposit package reaches US$10,500 with 225 free spins, wagered within 14 days on slots, live games and Originals.
A casino package for crypto players.
- Licence
- Curaçao Gaming Authority licence
- Deposit routes
- Shown after login
- Apps
- Mobile site
- Products
- Sportsbook, Casino
BitStarz matches the first deposit 100% with 180 free spins, adds up to €400 or 4 BTC over the next three, and quotes payouts averaging 10 minutes.
A fast crypto casino with no sportsbook.
- Licence
- Curaçao Gaming Authority licence
- Deposit routes
- Shown after login
- Apps
- Mobile site
- Products
- Casino
- Payout time
- 10 minutes on average
Top betting sites in Zambia for MoMo users, acca punters and Aviator players

Top betting sites in Zambia differ for a MoMo depositor, a Saturday acca punter and an Aviator player. Each card names the published term it is built on: the largest cap, the smallest first deposit, the brands that name a local wallet and the crypto books.
200% up to K5,200 is the largest sports headline on the page.
Its welcome offer opens from the lowest deposit among the ranked brands.
The cashier page names the local wallet among its deposit routes.
Both store builds are published, so the slip works the same on either phone.
Deposits and payouts in USDT, Bitcoin or Ethereum rather than the local currency.
A football punter who wants the lightest rollover takes Paripesa's 5x. An Aviator player starts at 22Bet, where the 110 free flies sit inside the casino offer, and reads the casino wagering terms before the first flight.
Four deeper pages cover Zambia: betting apps, Aviator, casino games and free bets.
Who licenses online betting in Zambia

Online betting in Zambia is licensed by the Betting Control and Licensing Board under the Ministry of Finance, with the Betting Control Act as the framework and a minimum age of 18. Local brands such as betPawa, Betway, SportyBet, Bolabet and Gal Sport Betting hold domestic licences; the international brands in the ranking pay kwacha offers on offshore permits.
BetWinner prints a Zambian casino number, CL-001099/7-2026, issued by the Ministry of Tourism, which covers casino play rather than sports betting. The Betting Levy Act, 2025 added the 5% levy and left licensing with the Board.
Malawi next door runs a single regulator, MAGLA, with a published register, and the Malawi ranking shows the same international brands against that list.
Betting companies in Zambia with a domestic licence

Betting companies in Zambia with a domestic licence are the names on Lusaka's shop fronts: betPawa, Betway, SportyBet, Bolabet, Gal Sport Betting and Castlebet. The register table carries the company and licence detail each one publishes, without an affiliate link.
| Bookmaker | Company | Licence | Number | Status |
|---|---|---|---|---|
| betPawa | Betbio Zambia Limited | Ministry of Tourism and Arts; Lottery and Betting Control Board | 0000056 / 0001155 / CL-001083/2-2026 | Stated by the operator |
| SportyBet | SportyBet Ltd | Lottery and Betting Control Board | 0000863 | Stated by the operator |
| Castlebet | Castlebet Zambia Limited | Betting Control and Licensing Board / Ministry of Finance, Zambia | Stated by the operator |
betPawa, Betway and SportyBet price the Super League deepest and run the quickest MoMo and Airtel cashiers; the international brands answer with bigger bonuses and deeper European in-play menus.
Zambia betting excise duty suspended, 5% levy in its place

Zambia betting excise duty on stakes now stands at 0%, suspended from the 10% rate, and a 5% levy on every deposit into and withdrawal from a betting account took its place on 1 January 2026 under Act No. 27 of 2025.
The withholding tax on winnings was removed by the Income Tax (Amendment) Act No. 17 of 2025, as ZRA Practice Note No. 1 of 2026 sets out.
The levy is added on the way in and deducted on the way out. A K100 deposit costs K105 from the wallet; a K200 withdrawal arrives as K190. A K50 stake at 3.20 returns K160 with no tax on the win, and the levy takes K2.50 at deposit and K8 at withdrawal. Betting shops are exempt from the levy.
Payout after tax in Zambia
Put in a stake and decimal odds, and the phone shows the return before and after the deductions Zambian law applies.
MTN MoMo and Airtel Money at online sports betting Zambia sites

Online sports betting Zambia punters fund through MTN MoMo, Airtel Money and Zamtel Kwacha, and among the ranked brands BetWinner names MTN Mobile Money and Airtel Money on its cashier page next to Visa, Mastercard, Skrill and crypto, with deposits from K10. 1xBet, Melbet, Paripesa and 22Bet publish kwacha offers without naming a wallet on the promotion page.
| Bookmaker | MTN MoMo | Airtel Money | Zamtel Kwacha | Also listed |
|---|---|---|---|---|
| Listed | Listed | Not listed | Visa, Mastercard, Skrill, Crypto |
Approve the prompt, enter the PIN, and the wallet debits the stake plus the 5% levy; the balance updates within a minute, and a withdrawal comes back to the same number minus the levy. Ghana's MoMo punters see the same prompt without the levy, and the Ghana ranking prices a cedi deposit side by side.
Zambian betting sites and the kwacha welcome bonus, rollover included

Zambian betting sites quote a kwacha bonus and hide the cost in the rollover. Paripesa's K2,800 clears at 5x on 1.40 accumulators within 30 days. Melbet's cap clears at 8x on 2.10 accumulators. 1xBet's K6,300 splits half on accumulators and half in games, at 5x and 30x on the 200% tier and 10x and 35x on the 250% tier.
A K500 deposit at Paripesa earns K500 that needs K2,500 of qualifying stakes. The same K500 at Melbet earns K1,000 that needs K8,000 at odds of 2.10 or higher, and the 5% levy adds K25 to the deposit before any bonus is counted.
Welcome bonus calculator for Zambia
Type a deposit in ZMW and the slip returns the credited bonus, the qualifying turnover and the deadline for the brand you choose.
Sports betting in Zambia for the Super League and Chipolopolo

Sports betting in Zambia follows the Zambia Super League and Chipolopolo, with ZESCO United, Power Dynamos and Zanaco carrying the deepest domestic markets at the local brands. On the Super League the international brands offer match odds, totals and handicaps; corners, cards and player markets wait for the Premier League, LaLiga and the Champions League.
Live betting runs on the apps: 1xBet, 22Bet, BetWinner, Melbet, Paripesa and Linebet publish Android and iOS builds, and 1win publishes Android only. A Super League match priced 1.85 on both sides carries an 8.1% margin against 2.6% on a Premier League match priced 1.95, so domestic slips cost more whichever brand prices them.
Zimbabwe's punters across the Victoria Falls bridge see the same European markets with a 25% tax on winnings, and the Zimbabwe ranking works that through.
Sports betting sites in Zambia: licence, levy and payout checks

Sports betting sites in Zambia show their quality in the first ten minutes: the footer, the deposit screen and the first payout tell the story. The footer must name a licence, the cashier must show the 5% levy on the deposit screen, and a small withdrawal must reach the wallet before a larger stake goes in.
- Read the footer licence: a Board sports licence at the local brands, a casino number or an offshore permit at the international ones.
- Deposit K20 by MoMo, note the K21 debited with the levy, and withdraw K20 to see the K19 that arrives.
- Compare the rollover column: 5x at Paripesa, 8x at 2.10 at Melbet, split at 1xBet and BetWinner.
- Keep the account name matched to the wallet name, because payouts return to the registered number.
- Fix a monthly stake budget before the first slip and park it outside the betting wallet.
A kwacha punter crossing into Zimbabwe or Malawi finds the same brands on the main best betting sites ranking, with the licence status printed for each market.
Top betting sites in Zambia: frequent questions

Which betting site in Zambia has the biggest kwacha bonus?
1xBet caps its package at K6,300, with 300% from a K1,801 deposit, cleared half on accumulators and half in games within 30 days. Melbet pays 200% at 8x on 2.10 accumulators, and BetWinner 200% up to K4,000 split between accumulators and Win Games.
Is online betting legal in Zambia?
Yes, through the Betting Control and Licensing Board under the Ministry of Finance, from the age of 18. Local brands such as betPawa, Betway, SportyBet and Bolabet hold domestic licences; the international brands in the ranking pay kwacha offers on offshore permits.
Is there tax on betting winnings in Zambia in 2026?
No withholding applies to winnings since 1 January 2026. The 2025 levy law replaced it with a 5% levy on every deposit and withdrawal: a K100 deposit costs K105, a K200 withdrawal arrives as K190. The 10% excise on stakes is suspended at 0%, and betting shops are exempt from the levy.
Which betting sites in Zambia accept MTN MoMo and Airtel Money?
BetWinner names MTN Mobile Money and Airtel Money on its Zambian cashier page, next to Visa, Mastercard, Skrill and crypto, with deposits from K10. The local brands run MoMo and Airtel cashiers directly. 1xBet, Melbet, Paripesa and 22Bet publish kwacha offers without naming a wallet on the promotion page.
What is the minimum deposit at Zambian betting sites?
BetWinner accepts deposits from K10 and opens its bonus from K20, Paripesa from K20, Melbet from K26, 1xBet from K15 and 888starz from K25. Linebet sets its minimum at K22.03, the kwacha value of €1. The 5% levy is added to each deposit at the wallet.
Does 22Bet offer a sports bonus in Zambia?
22Bet's published Zambian offer is a casino one: 100% up to K2,300 plus 110 free flies in Aviator, with the casino wagering terms attached. Punters who want a sports rollover start with Paripesa's 5x on K2,800 or BetWinner's split 200% up to K4,000.
How does the 5% levy change a winning ticket?
The levy touches the deposit and the withdrawal, never the win. A K50 stake at 3.20 pays K160 in full; funding the stake cost K2.50 in levy, and withdrawing the K160 costs K8, so K152 reaches the wallet. The payout calculator on this country's page shows both deductions for any stake.
